NikshepCBS is a core banking technique (CBS) specially customized for the co-operative banking sector in India. This is a single of the very best scalable and secured core banking techniques in the banking application business, which presently has received a significant industry share in the co-operative banking sector in northern Kerala and other Indian states. NikshepCBS was introduced with the intention to provide wide variety of features and prospects for the more compact banking companies to compete with the larger financial institutions and/or nationalized banks. The title “Nikshep” is derived from a Sanskrit phrase which signifies “Treasure”. As the title indicates, NikshepCBS helps the two the bank and its customers to handle their “treasure”.
It is a totally browser-primarily based internet application which is created on ASP.Net platform and its N-Tier architecture can make the deployment more scalable and secured. In addition to it, SSL enabled information transfer can make the transportation layer encrypted and secured. Specified complex specifications like DOS printing and other unit interfacing these kinds of as Palm-tech, ATM, Weighing devices and many others has been enabled and readily accessible to the clients.
NikshepCBS is entirely a system independent at the client (end-user) amount, and the application is hosted on Home windows/ASP.Web platform which needs to be regarded as sometime as a downside or disadvantage taking into consideration the proprietary licensing price incurred for the server servicing. An successful parameterization at the product, module, branch, and financial institution level lowers shopper certain customizations and provides a quickly deployment/implementation.
A advanced reporting engine helps the client to produce all needed studies these kinds of as daily reviews, periodical studies and the yearly reports almost instantly. There are great deal of other reviews currently enabled in the reporting module. Making use of crystal reports as its reporting motor is another drawback which requirements to be seriously re-seemed.
NikshepCBS comes with extensive variety of attributes. It is suitable with all the significant databases like MSSQL, MySQL, Oracle, and so on. Modules this sort of as Buyer Administration, Shares, Loans, Deposits, KYC Norms, Remittance, Bills Administration, Clearing, Locker, and so forth are already dealt with and the centralized databases management ensures quick and dependable actual-time transaction updates. pos offline skimmer is taken care of all through the software to make sure swift finding out and usability which helps the consumer to navigate efficiently inside the program.
NikshepCBS has been awarded with considerably recognition from the person teams of the Co-operative Banking sector in the northern and Travancore area of the Kerala condition, INDIA.